Free Health Benefits attached to our plans

TOTAL BENEFIT LIMITS PER ANNUM

₦1000000

general consultation
Covered
  • treatment of basic medical outpatient and in-patient cases
microbiology tests
Covered
  • malaria parasite
  • widal
  • urine mcs
  • stool mcs
24 hours free chat access to doctors and nurses
Covered
  • free chats with doctors and nurses when in need of care during any medical emergency
  • free chats with doctors and nurses when in need of any routine medical information
  • a gps-enabled access to hospital directories when hospital information is needed
  • free telemedicine app
  • accident and emergency care resuscitative care for accident and emergency cases, including basic radiological and laboratory investigations needed to stabilize patient before being moved to the icu if need be.
specialist consultation
Covered *
  • o and g specialist
  • pediatrician
  • general surgeon
  • cardiothoracic surgeon
  • neurosurgeon
  • ent surgeon
  • urologist
  • gastroenterologist
  • cardiologist
  • neurologist
  • nephrologist
  • psychiatrist
  • neonatologist
medical investigations
Covered ***
  • chest x-rays
  • plain abdominal x-rays
  • limb x-rays
  • neck x-rays
  • skull x-rays
  • lumbosacral x-rays
  • x-rays of body joints
  • ultrasound scan
  • hemoglobin
  • packed cell volume
  • white cell differential count
  • full blood count and differentials
  • white blood cell count
  • red blood cell count
  • genotype
  • blood group
  • fasting blood sugar
  • random blood sugar
  • electrolyte, urea and creatinine
  • prostate specific antigen
  • serum albumin
  • serum alt/sgpt
  • serum ast/sgot
  • serum bilirubin (direct and indirect)
  • hepatitis b screening (on request by clinician)
  • hiv screening (on request by clinician)
  • genotype (on request by clinician)
  • blood group (on request by clinician)
mortuary services (accessible after 24 months of uninterrupted subscription) after-demise care
Covered
  • malaria parasite
  • widal
  • urine mcs
  • stool mcs
admissions and all related investigations and treatments
Covered ****
  • feeding for enrollees on admission
  • hospital ward care
  • skilled medical and paramedical services
  • supply of prescribed intravenous/intramuscular, oral and topical drugs
  • supply of all medical and surgical consumables
  • blood grouping, cross matching, and transfusion
  • accommodation for in-patient care
ambulance services movement of patients to and from hospital tests
Covered *****
    minor surgeries (covered after 3 months of uninterrupted subscription
    Covered
    • wound dressing
    • surgical incision & drainage of acute abscesses
    • surgical incision & drainage of chronic abscesses
    • wound debridement
    • suturing of minor wounds
    • suturing of lacerations
    • ear piercing
    • lump biopsy
    • ear aural irrigation
    • ear autral washout
    • male circumcision
    intermediate surgeries (covered after 9 months of uninterrupted subscription)
    Covered
    • adenoidectomy
    • appendicectomy
    • cholecystectomy
    • fistulectomy
    • ganglionectomy
    • hernioraphy
    • herniotomy
    • lumpectomy
    • manual vacuum aspiration
    • pterygium excision
    • repair of penile avulsion
    • surgical drainage of anal abscesses
    • varicocelectomy
    • wedge resection of ingrowing toe nail
    major surgeries (covered after 12 months of uninterrupted subscription)
    Covered
    • open reduction and internal fixation
    • thyroidectomy
    • hysterectomy
    • mastectomy
    • repair of ruptured uterus
    npi immunization (0-5 years) (accessible after 6 months of uninterrupted subscription)
    Covered *******
    • bcg
    • opv
    • dpt
    family planning (covered after 6 months of uninterrupted subscription)
    Covered
    • copper t intrauterine device
    • lippes loop intrauterine device
    • injectibles (depo provera)
    • oral contraceptives
    • norplant
    advance radiological investigations (covered after 6 months of uninterrupted subscription)
    Covered
    • ct scan
    • mri
    eye care
    Covered ******
    • pharmacological treatment of acute and chronic ocular infections
    • ocular tests
    • lenses
    • frames
    • specialist consultation
    dental care
    Covered ******
      hiv care and treatment
      Covered *******
      • specialist consulltation
      • specialist drug therapy
      • psychotherapy
      seeking second opinion
      Covered *******
      • diagnosis confirmation from secondary and tertiary care centres
      • line of treatment confirmation from secondary and tertiary care centres
      wellness checks
      Covered ********
      • bmi check
      • general physical examination
      • blood pressure check (hypertension screening)
      • blood sugar check (diabetes screening)
      obstetrics care (accessible after 10 months of uninterrupted subscription)
      Covered
      • antenatal care
      • delivery (normal)
      • delivery (multiple)
      • assisted delivery
      • manual vacuum aspiration
      • caeserian section
      psychiatry care (covered after 12 months of uninterrupted subscription)
      Covered
      • mental illnesses care
      physiotherapy care (accessible after 12 months of uninterrupted subscription)
      Covered
        renal care (covered after 9 months of uninterrupted subscription)
        Covered
          mortuary services (accessible after 24 months of uninterrupted subscription) after-demise care
          Covered
          • after demise care
          Guide
          * (accessible after 1 month of uninterrupted subscription For a maximum of 5 consultations per annum ) 1*

          ** (accessible from day 1. covered up to 80,000 naira per annum) 2*

          *** (accessible after 1 month of uninterrupted subscription) 3*

          **** (covered after 1 months of uninterrupted subscription) up to 20 days up to a maximum of 100,000 naira per annum (general ward only) 4*

          *****(covered after 3 months of uninterrupted subscription) 5*

          ******(covered after 6 months of uninterrupted subscription up to 10,000 naira per annum) 6*
          ******* (covered after 6 months of uninterrupted subscription) 7*

          ********(covered after 9 months of uninterrupted subscription) 8*
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